Please arrive by 10:15 AM to be seated for a 10:30 AM presentation

WHAT YOU NEED TO KNOW ABOUT "WILL AWARENESS" IN 2025

If you're among the people who are on the fence about a will, the best way to make smart decisions for your situation is to be armed with the facts.

If you've got a family, a home and any kind of financial account, having a will in place may be beneficial to you and your heirs. When done properly, a will can help individuals resolve everything from designating a guardian for children, to passing on a family-owned small business, and mitigating any intra-family conflicts.

Did you know?

• 64% of Americans say having a will is important, fewer than 32% have one.
• Only 43% of those age 55 or older have a will or living trust.
• 43% of U.S. adults blame procrastination as the most common barrier to estate planning.

Please join us for this complimentary educational workshop at St. Charles Library. These important topics will be addressed:

• Do I need a Will? Trust? Powers of Attorney? Health Care Directive?
• How can I avoid the cost and delays of PROBATE?
• How can I reduce Estate Taxes and leave more money to my loved ones?
• How can I protect my assets from the devastation of Nursing Home cost?
• Who will care for your underage children?
• How will you keep your heirs from frivolously spending his/her inheritance?
• Who gets your home, who inherits all of your bank accounts, who will get your assets?
• Can you avoid family arguments over your belongings and keepsakes?
• How can I create Tax-Free Income at retirement?
• Who decides your healthcare or end-of-life decisions?

We will be discussing:

• How will the new tax reform bill impact your bottom line and retirement nest egg?
• How you can create a reliable retirement income that you and your spouse cannot outlive.
• How will America’s debt & deficit likely impact your retirement.
• How you may dramatically increase your interest earnings – while aiming to safeguard your investments from risk.
• How to pass your IRA to your children or grandchildren – without giving most of it to the IRS.
• How future tax rate increases may affect your retirement and will you be left with enough money?
• How record-high inflation can erode your retirement plan and what you can do to prevent it.